Privacy Policy
Last Update: 2025-08-09
1. Introduction
This Privacy Policy (“Policy”) describes how KYN (“we,” “us,” or “our”) collects, uses, stores, shares, and protects personal data of users (“you,” “your”) who access or use our mobile application, website, and related services (collectively, the “Service”). By accessing or using the Service, you consent to the processing of your information as outlined in this Policy. If you do not agree, please do not use the Service.
2. Information We Collect
We collect the following categories of information:
Account Information: Information you provide during registration, including email address, password, and profile data.
User-Provided Financial Data: Transaction details, budget entries, categories, and other financial information you manually input into the Service.
Device and Usage Information: IP address, device identifiers, browser type, operating system, timestamps, usage logs, and analytics data collected automatically when you use the Service.
Cookies and Tracking Technologies: Data collected through cookies, web beacons, and similar technologies to enhance user experience, analyze usage, and deliver targeted advertising in free tiers.
We do not collect your bank account login credentials. If you choose to connect external accounts via third-party providers, those connections are governed by their privacy policies.
3. How We Use Your Information
Your information is used solely to provide, maintain, improve, and personalize the Service, including but not limited to:
Enabling account creation, authentication, and management.
Processing financial data input to generate reports, visualizations, and insights.
Administering subscription payments, billing, and customer support.
Delivering personalized content and advertising within the free tier.
Monitoring and preventing fraudulent or unauthorized activity.
Complying with legal obligations.
We do not sell, rent, or trade your personal or financial data to third parties for marketing purposes.
4. Data Sharing and Third Parties
We may share your information with:
Service Providers: Trusted third parties who perform services on our behalf such as payment processing, cloud storage, analytics, and advertising. These providers are contractually obligated to safeguard your data and use it only to support our operations.
Legal and Regulatory Authorities: When required by law, subpoena, court order, or to protect our rights or users’ safety.
Business Transfers: In the event of a merger, acquisition, or sale of assets, user data may be transferred as part of the transaction with continued privacy protection.
You are responsible for reviewing the privacy policies of third-party services you authorize through the app.
5. Data Security
We employ commercially reasonable technical, physical, and administrative safeguards to protect your data against unauthorized access, disclosure, alteration, and destruction. These measures include encryption of data in transit and at rest, secure authentication, and regular security audits.
Despite these efforts, no system is entirely secure, and we cannot guarantee absolute protection. You acknowledge and accept the inherent risks of using online services.
6. Data Retention and Deletion
We retain your personal data only as long as necessary to fulfill the purposes outlined herein, including legal and regulatory obligations. Upon account deletion or service termination, we will remove your personal data within a reasonable timeframe, except where retention is required by law.
Inactive accounts may be subject to deletion after [six (6) months] of non-use to maintain system integrity and privacy.
7. Your Rights and Choices
Subject to applicable laws, you may have the right to:
Access and obtain a copy of your personal data.
Request correction of inaccurate or incomplete information.
Request deletion of your personal data, subject to legal retention requirements.
Object to or restrict processing of your data for direct marketing or certain other purposes.
Withdraw consent where processing is based on your consent.
Receive your data in a portable format.
Requests can be submitted to [support email]. We will respond in accordance with applicable laws.
8. Cookies and Tracking Technologies
We and our partners use cookies and similar technologies to collect data about your use of the Service for purposes including analytics, improving functionality, and advertising within the free tier. You may control cookie preferences through your device or browser settings.
9. Children’s Privacy
The Service is not directed to individuals under sixteen (16) years of age. We do not knowingly collect personal data from children without verifiable parental consent. If you believe we have collected such data, please contact us immediately for deletion.
10. International Users
Your information may be transferred to, stored, and processed in countries outside your country of residence, including the United Arab Emirates, where data protection laws may differ. By using the Service, you consent to such transfers and processing.
We implement safeguards to ensure your data is treated securely and in accordance with this Policy.
11. Changes to This Privacy Policy
We reserve the right to update this Policy at any time. Material changes will be communicated via the Service or email. Continued use of the Service after such changes constitutes acceptance.
12. Limitation of Liability
We are not liable for any damages arising from your use of the Service or inability to use the Service, including unauthorized access, data loss, or inaccuracies in data. Use of the Service is at your own risk.
13. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us at:
LumiNumbers FZ LLE
Email: info@knowyournumbersapp.com